Termite & Wood-Destroying Insect (WDI) Inspection
Termites and other wood-destroying insects can cause serious structural damage long before it’s visible to an untrained eye, and most lenders require a WDI inspection report (often called a termite letter) before closing on a loan. We inspect for active infestation, past damage, and conditions that invite these pests.
What Gets Checked
We inspect the foundation, crawl space, attic, exterior siding, and any wood-to-soil contact points for signs of termites, carpenter ants, and wood-boring beetles — including mud tubes, frass, damaged wood, and moisture conditions that attract them.
Why Lenders Require It
Many conventional and most VA/FHA loans require a clear WDI report (commonly the NPMA-33 form) before closing. Finding an issue early gives buyers and sellers time to treat it and get a clear letter before the closing deadline rather than scrambling at the last minute.
Call (828) 220-5758Book Your Inspection- Inspection of foundation, crawl space, attic, and exterior for wood-destroying insects
- Check for mud tubes, frass, and wood damage consistent with termites or beetles
- Assessment of wood-to-soil contact and moisture conditions that attract pests
- Completion of the standard WDI report (NPMA-33) most lenders require
- Treatment referral if active infestation is found
Frequently Asked Questions
Is a termite inspection required to close on a house?
Many lenders, especially for VA and FHA loans, require a clear WDI report before closing. Conventional loans may or may not require it depending on the lender.
How do I know if I have termites?
Common signs include mud tubes along the foundation, discarded wings near windows, and wood that sounds hollow or crumbles when probed.
Can termite damage be hidden?
Yes — termites often damage wood from the inside out, so a home can look fine on the surface while structural damage is progressing underneath.
Is this the same as a full home inspection?
No, a WDI inspection is a focused, separate inspection, though it’s commonly scheduled alongside a full home inspection for convenience.